Working Capital
Working Capital and Lines of Credit
Business Term Loan
- Up to $1MM
- 12-120 Month Terms
- No Pre-Payment Penalty
- Bi-Weekly or Monthly Payments (depending on Credit File)
- 2 years in business
- No bankruptcy or foreclosure in the last 3 years
- No federal tax liens
- 660+ FICO

Doc Requirements to begin:
- Completed Application
- 3 Months Bank Statements
Traditional financing products backed by the speed and efficiency of the Fintech industry. Businesses with a bit longer track record can benefit from this bank styled commercial finance.
When appropriate, we use the SBA Fast Track Program or SBA Boost, to provide longer terms and better rates when it makes sense. However, these programs have higher thresholds more rigorous underwriting criteria, longer overall turnaround times and require a higher credit scores to take advantage of.
Line of Credit
- Up to $1MM
- Revolving Line
- No Pre-Payment Penalty
- 6 mo. Time in business
- 660+ credit score
- $5k monthly volume minimum
Doc Requirements to begin:
- Completed Application
- 3 Months Bank Statements
Beyond the Bank & Balance Sheet
Fervent Business Capital
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