Great Investments Start With Strong Partnerships

No matter the short-term or the long-term exit, we have your funding solution!

FixnFlip

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

• Up to 90% LTC, 75% LTV
• Loans from $75K to $5MM
• 13, 19, 24-month term options
• Non-recourse available
• Interest only loans
• 1-4 unit residential properties
• In-house construction management

Fix to Rent

Loans for investors looking to buy, rehab and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!

• Single property and portfolio loan options
• Fast, simple closings on both the construction loan and rental loan
• 13, 19, 24-month term options for the construction
• 5, 10, 30-year term options for the rental loan
• Non-recourse available

Rental – Single Property Loans

Single Rental Properties or Rental Portfolios. Most diverse solution offerings to perfectly align with each investors unique goal .

• One rental property, one loan
• Loans from $50k to $1mm
• 5, 10, 30-year options
• Flexible term and interest rate options
• Up to 80% LTV on purchase and rate/term refi, up to 75% on cash out
• No personal income requirements

Portfolio Rental

• 2 or more rental properties, one loan
• No maximum loan amount or unit count
• 5, 10, 30-year options
• Multiple structure options available, to fit your unique investment strategy
• Fixed rate, ARMs, fully amortizing, interest only, or balloons
• Non-recourse available
• Flexible pre-payment options

New Construction – Build and Sell

Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

• Up to 90% LTC, 75% LTV
• Loans from $100k to $5mm
• 13, 19, 24-month term options
• Non-recourse available
• Interest-only loans, paying only on drawn funds

New Construction – Build and Rent

Loans for builders looking to build and retain the property as a rental. Save time, money, and headaches using our specific programs.

• Single property and portfolio loan options
• Fast, simple closings on both the construction loan and rental loan
• 13, 19, 24-month term options for the construction
• 5, 10, 30-year term options for the rental loan
• Non-recourse available

Investors Residential 1-4 Units (Asset Based) 

Easy Qualification for challenged investor credit profiles

Residential rental properties like single family homes, condominiums, town homes and small apartment buildings provide the perfect opportunity for investors to grow their business by adding an investment property to their portfolio.

Financing for residential investment properties

At Fervent, we add value by providing a smart, fast and easy way to fund residential investment property loans. Submitting a loan is a familiar process. All that's needed is a 1003 and an application.

As a private lending firm, we have the freedom to determine our own underwriting guidelines. And because our common-sense, asset-based lending approach is focused on the property's value and revenue-generating potential instead of the borrower's personal income, you'll have the ability to qualify for loans that traditional lenders won’t even consider.

That being said, FBC offers a variety of solutions and programs designed to address any scenario an investor finds themselves up against. We help our clients successfully navigate the balance between rates, structure, and term in order to deliver the maximum ROI to the investors expectation.

When speed and timing is most important or less than perfect credit is the scenario. This is our most successful program. (See matrix)